The closest HealthyWage alternative is DietBet, which also pays you for losing weight but in four-week group games where winners split a pot. StepBet runs the same kind of pot on steps, and stickK, Beeminder and Forfeit suit people who want a penalty for slipping with no prize to chase.

Key Takeaways

  • DietBet is the closest HealthyWage alternative: a weight-loss bet with shorter games, where winners split a pot after a 10% to 25% fee.
  • StepBet swaps the scale for a step tracker and keeps 15% of the pot in standard games.
  • stickK, Beeminder and Forfeit charge you when you miss a goal and pay nothing when you hit it.
  • HealthyWage allows no refunds outside documented medical cases; DietBet refunds a Kickstarter bet within 7 days and StepBet until day 7.
  • HealthyWage's strengths are a fixed prize you see before you start and goals you set yourself, so keep those in mind before you switch.

HealthyWage asks you to lose at least 10% of your body weight over a timeframe you pick, then pays a fixed prize from its calculator. Its site says the average bettor pays about $60 a month for nine months, and its rules allow no refunds outside documented medical cases. If either of those puts you off, one of the five apps below may fit better.

HealthyWage alternatives at a glance

AppHow you win or earnWhat it costsHow you get paidPlatformsBest for
DietBetLose a set share of your weight by the deadline; winners split the potBets from $10; DietBet keeps 10% to 25% of the potPoints cashed out to PayPaliPhone, Android, webA shorter weight goal in a group
StepBetHit weekly step targets for about six weeks; winners split the potMost games $40; StepBet keeps 15% in standard gamesPoints cashed out to PayPaliPhone, AndroidA step habit with a group pot
stickKReport on a commitment contract that a friend refereesFree; stakes optionalNothing to winWeb, iPhone, AndroidAny goal, with a friend as referee
BeeminderStay on your goal line or pay a pledge that risesFree for three goals; pledges start at $5Nothing to winWeb, iPhone, AndroidLong-running goals you log or sync
ForfeitProve a habit by the deadline or pay the penalty you setFree app with paid tiersNothing to winiPhone, Android, webA strict daily habit with proof checked for you

What HealthyWage does well

HealthyWage has real strengths. You see the prize before you commit, it is locked once you start, and the site lists offers up to $10,000 and an average prize of about $1,203. You can pay in monthly installments, lose the weight by any healthy method, and verify your starting weight in the app in about 30 seconds. It also runs team challenges with $18,000 in prizes and step challenges where everyone who meets a personal step goal splits the pot. The App Store showed 4.8 stars from about 18,000 ratings in October 2026.

The limits are the length and the rules. Money is tied up for months, missing the goal by any amount means no prize, and installments keep coming after you fall behind. Payouts go by PayPal or check, with $7 for a paper check.

DietBet

DietBet runs shorter weight games. A Kickstarter asks you to lose 4% of your body weight in four weeks, a Transformer asks for 10% over six monthly rounds, and a Maintainer asks you to stay within 3% of your weight. Bets start at $10 and you can join late until day 14.

What it does well: shorter commitments, a refund on Kickstarter bets within seven days of the start, and human referees who check every two-photo weigh-in. It blocks players with a BMI under 18.5. The App Store showed 4.8 stars from about 21,000 ratings.

Its limits: DietBet keeps 10% to 25% of the pot depending on the bet size, so winnings shrink when many people win. Cash-outs under $50 carry a $5 handling fee, and points expire a year after your last activity.

StepBet

StepBet comes from WayBetter, DietBet's original maker, and swaps the scale for a step tracker. Most games cost $40 for six weeks. Your targets come from your own step history, and you hit them on a set number of days each week.

What it does well: a warm-up first week, a full refund until day 7, and support for Apple Health, Fitbit, Garmin and Google Health Connect.

Its limits: StepBet keeps 15% of the pot in standard games, pays to PayPal only, and some reviewers say profits are small after the cut. Goals climb for people who already walk a lot.

stickK

stickK turns any goal into a commitment contract. You choose a timeline, a referee and whether to put money on it; guides cite a minimum of $5 per reporting period. Fail and the money goes to a friend, a charity from its list, or an "anti-charity" whose cause you oppose.

What it does well: it is free for individuals, it was founded in 2007 by Yale economists, and you can commit with no money at all.

Its limits: there is no prize, progress is self-reported, and the App Store showed 2.6 stars from 26 ratings. Its minimum age and any fee on forfeited stakes are not listed on their site as of October 2026.

Beeminder

Beeminder charges you when your data falls below a line you set. You can log your weight by hand or sync steps from Apple Health, Fitbit, Garmin or Oura. Each miss moves the pledge up a ladder that starts at $5, $10, $30 and $90.

What it does well: it handles any goal you can measure and runs for as long as you want, with about a week of safety buffer by default.

Its limits: all charges go to Beeminder, which its FAQ calls the business model. Beyond three free goals, plans cost $8, $16 or $81 a month.

Forfeit

Forfeit charges your card when you miss a habit you set. You can prove it with a photo checked by AI, a GPS check-in or an Apple Health threshold such as 10,000 steps, and a person reviews appeals.

What it does well: many proof methods and 4.8 stars from 364 App Store ratings.

Its limits: no prize, forfeited money is kept by Forfeit for now according to its site, and paid tiers run from $3.99 a week to $99.99 a year on the App Store.

Who each one suits

  • DietBet: you want a weight bet that lasts weeks, not months, with a refund window.
  • StepBet: you would rather put money on daily activity than on the scale.
  • stickK: you want a free commitment and a friend to hold you to it.
  • Beeminder: you like numbers and want a long-running goal with rising stakes.
  • Forfeit: you want proof checked for you and a charge on the days you slip.

This is Steppa's blog, so one note on our own app. If you want shorter games built on steps, Steppa runs step challenges on iPhone where you hit one daily goal every day, often for one to two weeks, and the people who finish split the whole pool. For most players a service fee of $0.50 plus 4% of the stake is shown before you pay. Paid play is for adults where available under its Terms.

To see how walking fits a weight goal, read how many steps a day help you lose weight, or compare more apps in the comparison hub.

Frequently Asked Questions

What is the best alternative to HealthyWage?

If you still want to bet on weight loss, DietBet is the nearest option. Its Kickstarter game asks you to lose 4% of your body weight in four weeks, bets start at $10, and the winners split the pot. If you would rather bet on activity, StepBet runs six-week step games. If you want a penalty with no prize, stickK, Beeminder and Forfeit charge you only when you miss your goal.

Which weight loss bet apps give refunds?

DietBet's FAQ gives a full refund on a Kickstarter bet up to seven days after the game starts, and on a Transformer bet up to day 14 of the first round. StepBet refunds your bet if you quit by day 7. HealthyWage's rules allow no refunds or cancellations except for documented medical situations, and installments keep being charged after you fall behind.

Is DietBet cheaper than HealthyWage?

They charge in different ways. DietBet bets start at $10 and the company keeps 10% to 25% of the pot, depending on the bet size, while people who lose pay no extra fee. HealthyWage has no pot: you pick a bet, its calculator offers a fixed prize, and its site says the average bettor pays about $60 a month for nine months. A DietBet game ties up less money for a shorter time.

Is there a free alternative to HealthyWage?

stickK is free for individuals, and you can make a commitment with no money at all or with a stake that goes to a friend or a charity if you fail. Beeminder is free for three goals, but each missed goal costs a pledge that starts at $5 and climbs. Neither pays a prize, so they suit people who mainly want a push to stay on track.

Sources

  1. HealthyWage: How it works (average prize, installments), read October 2026
  2. HealthyWager Challenge Rules (10% goal, refunds, payout fees), read October 2026
  3. HealthyWage FAQ (team challenges, installments), read October 2026
  4. Weight Loss Bet by HealthyWage on the App Store (rating, challenge types), read October 2026
  5. DietBet FAQ (game types, fees, refunds, weigh-ins), read October 2026
  6. DietBet Terms of Service (handling fees), read October 2026
  7. DietBet on the App Store (rating), read October 2026
  8. StepBet FAQ (typical bet, 15% fee, PayPal), read October 2026
  9. StepBet Rules (refund through day 7, trackers), read October 2026
  10. stickK on the App Store (recipients, referees, rating), read October 2026
  11. Wikipedia: StickK (founders, free for individuals), read October 2026
  12. PaidFromSurveys: StickK review (minimum stake), read October 2026
  13. Beeminder FAQ (derailing, business model), read October 2026
  14. Beeminder money page (plans, pledge schedule), read October 2026
  15. Forfeit home page (verification, where forfeits go), read October 2026
  16. Forfeit: Habit Contracts on the App Store (prices, rating), read October 2026
  17. Steppa on the App Store, read October 2026
  18. Steppa Terms and Conditions

Turn the number into a habit

Knowing the target is the easy part. Steppa puts real money behind it: join a challenge, hit your daily goal, and split the pot with everyone who finishes. Free to download, works with the tracker you already own.

Download Steppa

4.6★ · 2,329 ratings · 4B+ steps tracked · $2.8M+ paid out