We compared 20 apps that put money on your steps, charge you for missing a goal, pay you a little for walking, or turn walking into a race with friends. This page lists every comparison we have written, grouped by what each app does with your money, because that one question sorts them faster than any feature list.

Key Takeaways

  • Step apps handle your money in four ways: a shared pot, a penalty you pay, small rewards for walking, or no money at all.
  • Pot games like StepBet and DietBet keep a cut of the pot; StepBet's is 15% in standard games, DietBet's is 10 to 25%.
  • Penalty apps like Beeminder and Forfeit keep the money you lose; stickK sends it to a friend or charity you pick.
  • Reward apps like Sweatcoin, WeWard and Winwalk are free, but daily caps keep earnings to a few dollars a month at most.
  • Free races like Stompers, Pacer and StepUp cost nothing and pay nothing; they run on friends and leaderboards.

Every fact on the linked pages comes from the app's own site, store listing or terms, read in October 2026, with the source cited. Prices and rates change, so check the app before you pay.

At a glance

What the app does with moneyAppsYou can lose moneyYou can earn money
Stake game with a shared potStepBet, DietBet, HealthyWageYesYes, from other players' stakes or a fixed prize
Penalty when you missstickK, Beeminder, ForfeitYesNo
Small rewards for walkingSweatcoin, WeWard, Macadam, CashWalk, Winwalk, Stepler, EvidationNoA little, in coins, points or gift cards
Crypto move to earnSTEPNYes, the sneaker and token priceIn crypto tokens
Free race or trackerStompers, Pacer, StepUp, PacelineNoNo cash; Paceline gives partner rewards

Stake games with a pot

You pay a stake up front, hit a goal, and the people who make it share what the others lost.

Apps that charge you when you miss

Nobody wins your money here. The stake exists only to hurt when you slip.

  • stickK lets you write a commitment contract for any goal, with a friend as referee. A lost stake goes to a friend, a charity or an anti-charity you chose. Read Steppa vs stickK, stickK alternatives and stickK vs Beeminder.
  • Beeminder draws a line your data must stay above and charges you each time you fall below it. The pledge climbs from $5 to $10, $30, $90 and up, and the charges go to Beeminder. Read Steppa vs Beeminder and Beeminder alternatives.
  • Forfeit charges your card when you miss a task you set, and its site says it keeps forfeited money for now. Read Steppa vs Forfeit.

Apps that pay you a little for walking

These are free and carry no risk. The trade is that daily caps and ads keep the rewards small.

For the full list of reward apps in one place, see apps that pay you to walk.

Crypto move to earn

STEPN asks you to buy an NFT sneaker before you can earn, then pays crypto tokens for GPS-tracked walks and runs. What you earn moves with the token price, and so does what your sneaker is worth. Read Steppa vs STEPN and STEPN alternatives.

Free races and trackers

No stake, no prize. These suit friends who want bragging rights.

  • Stompers is a cartoon step race where you knock rivals back with items like bananas. It is free, with an optional subscription. Read Steppa vs Stompers and Stompers alternatives.
  • Pacer is a free pedometer with groups, routes and a paid Premium tier. It pays nothing for steps. Read Steppa vs Pacer and Pacer alternatives.
  • StepUp runs free daily, weekly and monthly leaderboards, paid for by ads. It appears in our Pacer and Stompers alternatives lists.
  • Paceline counts heart-rate exercise minutes from your watch and gives partner rewards when you hit a weekly target. Read Steppa vs Paceline.

How we write these pages

We read each app's own pages first, then its App Store listing and reviews, and we cite each source with the month we read it. When an app does not publish a number, we say that instead of guessing, and we name the reviewer behind any estimate.

Steppa is our app. It never appears as a ranked entry in an alternatives list; it shows up only in a marked note at the end. If you spot a fact that has changed, the source link on each page shows where it came from.

Where Steppa fits: it is a stake game for iPhone. You pay a stake, hit one daily step goal every day, and everyone who finishes splits the whole pool, because Steppa takes no cut of it. Steps come from Apple Health, and steps typed in by hand never count. For most players a service fee of $0.50 plus 4% of the stake is shown before you pay. Paid play is for adults where available under its Terms.

If you want step challenges in general, start with the best step challenge apps or step challenges with friends.

Frequently Asked Questions

What are the best alternatives to Steppa?

StepBet is the closest: you stake money on step goals over about six weeks and finishers split the pot after a 15% cut. DietBet and HealthyWage do the same for weight loss. If you want no money at risk, Sweatcoin and WeWard pay small rewards for walking, and Stompers or Pacer let you race friends for free. Which one fits depends on whether you want a stake, a reward, or neither.

Which step apps actually pay cash?

WeWard pays out by PayPal, Venmo or bank transfer once you save enough Wards, and Macadam pays euros to a bank account. Evidation pays $10 in cash or gift cards for 10,000 points, in the US only. Stake games like StepBet pay winners in cash from the pot. Sweatcoin does not pay cash; its coins go to a marketplace, charity or its crypto token. CashWalk and Winwalk pay in gift cards.

Is there a free app for step challenges with friends?

Yes. Stompers is a free daily step race with cartoon avatars and items you throw at rivals, with an optional subscription. StepUp runs free daily, weekly and monthly leaderboards for friends, families and workplaces, paid for by ads. Pacer is a free pedometer with group challenges and a Premium tier. None of them puts money on the line, so nobody wins or loses cash.

How did you compare these apps?

We read each app's own website, App Store listing, help pages and terms in October 2026, and we cite the page behind every fact. Where an app does not publish a number, such as a points value, we say so and name the reviewer we took the estimate from. Steppa is our app, so we never rank it inside an alternatives list; it appears only in a clearly marked note.

Sources

  1. StepBet rules (pot share and cut), read October 2026
  2. DietBet FAQ (games and fees), read October 2026
  3. HealthyWage FAQ (goals and prizes), read October 2026
  4. Beeminder money page (plans and pledges), read October 2026
  5. Forfeit terms (charges and where forfeits go), read October 2026
  6. stickK on the App Store (recipients and referees), read October 2026
  7. Sweatcoin on the App Store (rates and Premium), read October 2026
  8. WeWard on the App Store (Wards and cash-outs), read October 2026
  9. Macadam official site (coin milestones), read October 2026
  10. Evidation: what is Evidation (points value), read October 2026
  11. STEPN official site (sneakers and tokens), read October 2026
  12. Stompers on the App Store (game and subscription), read October 2026
  13. Pacer on the App Store (Premium and challenges), read October 2026
  14. Steppa on the App Store (ratings), read October 2026

Turn the number into a habit

Knowing the target is the easy part. Steppa puts real money behind it: join a challenge, hit your daily goal, and split the pot with everyone who finishes. Free to download, works with the tracker you already own.

Download Steppa

4.6★ · 2,329 ratings · 4B+ steps tracked · $2.8M+ paid out